Having a COVID-19 coverage insurance for the tourists who travel to the Maldives would definitely help reduce the burden on the coffers of the Maldivian government. However, it’s very important that any mandatory life insurance, or any insurance that covers COVID-19 or infectious diseases, is well-tailored for a country like the Maldives. We should be mindful of the extent it would cover expenses; the level of coverage in case you test positive; travel expenses; the extent it would cover your quarantine costs and whether the cover issued matches the policies in the country of the origin as different countries have different policies; and if it covers pre-existing medical conditions as it may not cover those risks. In short, yes, a COVID insurance, in addition to a normal travel insurance, will definitely help to alleviate a lot of additional costs that are being borne by the Government right now. The premium of such an insurance should also be affordable.